Best Handling American Cars

Best Handling American Cars

CC BY 2.0/free pictures of money/Flickr

Looking to cut down on car insurance costs? Short of changing career, aging 20 years overnight or simply giving up driving for good, it might at first glance seem hopeless. But there are ways. Here are 10 car insurance hacks the providers don't want you to know.

Don't wait too long before renewing or switching your car insurance policy. Whether you're staying with a company or giving a new one a chance, you might have to pay more than $1,200 extra after a seven-day lapse.

CC BY 2.0/free pictures of money/Flickr

Take a Defensive Driving Course

Insurers in some states are legally obligated to offer lower rates to drivers who complete a defensive or accident-prevention course. In New York, for instance, a defensive driving course can knock 10 percent off your rate for three years.

CC BY 2.0/free pictures of money/Flickr

Add an Anti-theft System

Regardless of how undesirable you might think your old banger is to thieves, insurers prefer cars with anti-theft systems. Equipping your vehicle with one goes a long way toward lowering insurance rates.

CC BY 2.0/free pictures of money/Flickr

Drive Less

There are many reasons to walk, cycle or take public transport, instead of driving. And one of them is to save on car insurance. Many providers offer an incentivizing low mileage discount.

CC BY 2.0/zimujova/Flickr

Pay in Bulk

Like many Americans, you might only be able to afford monthly instalments. If you can afford to pay a year's worth or six months' of car insurance up front, then you'll likely save hundreds of dollars each year.

CC BY 2.0/free pictures of money/Flickr

Review Policy Options Often

If you review your policy less frequently than once every six months, then you could be missing out on deals. Check the competition often, as they tend to lower their rates to attract new customers. And your current provider may be covertly raising them.

CC BY 2.0/reynermedia/Flickr

Add an Experienced Driver

Drivers under 25, or older drivers with a bad record, might benefit from having a more experienced driver on their policy. A parent or sibling, for instance. Just be prepared to repay them with free rides!

CC BY 2.0/State Farm/Flickr

Succeed!

Professionals get lower car insurance, so it pays to have a respectable career. Did you know that school grades are analyzed too? If you're still a student, maintaining a B-grade average could net you up to 35 percent off.

CC BY-SA 2.0/Vulcan Information Packaging/Flickr

Use Comparison Sites

This one should go without saying. Shop around for the cheapest policy you can find. And do so every time it comes to renewing your car insurance.

CC BY 2.0/Alejandro Pinto/Flickr

Drive a Cheaper Car

When buying a new vehicle, if it's a toss-up between a handful of your favorites, ask yourself: Which car is cheaper to insure? And if you have yet to own a car, search online for the cheapest first car to insure.

CC0/Negative Space/Pexels

MORE FROM ASKMONEY.COM

Best Handling American Cars

Source: https://www.askmoney.com/insurance/10-car-insurance-hacks-you-should-know?utm_content=params%3Ao%3D1465803%26ad%3DdirN%26qo%3DserpIndex

Best Handling American Cars Best Handling American Cars Reviewed by Admin on Desember 01, 2021 Rating: 5

Tidak ada komentar:

Diberdayakan oleh Blogger.
banner